Which document may be requested at the scene as evidence of insurance?

• A. The driving licence
• B. A certificate of insurance or other evidence
• C. The MOT certificate
• D. The tax disc

Answer: (B)

Being insured is the key requirement to legally drive, and at the scene the police can verify this with the document that confirms the vehicle is covered. A certificate of insurance or other evidence that proves the insurance exists is the appropriate proof you can request. The driving licence is about identity and entitlement to drive, not insurance. The MOT certificate shows the vehicle’s roadworthiness, not insurance. The tax disc shows whether the vehicle is taxed, not insurance. So the certificate of insurance or other evidence best satisfies the need to prove insurance coverage on the spot, with “other evidence” covering alternatives like a policy schedule or cover note.