Failure to produce proof of insurance after an injury accident is addressed by which statutory provision?

• A. S170(7) RTA 1988
• B. S172 RTA 1988
• C. Road Traffic Act 1988 – Section 170
• D. Insurance Act 2010

Answer: (A)

The requirement being tested is the duty to produce proof of motor insurance when asked by a police officer in connection with using a vehicle on the road, and the consequence of failing to do so. The specific provision that creates the offence for not producing insurance documents on demand is the Road Traffic Act 1988, Section 170(7). It makes it an offence to fail to produce the certificate of insurance (or other acceptable proof) when a police officer requires it in relation to a vehicle involved in road use or an incident.

Understanding the context helps: police can require production of certain documents at the scene or after an accident, and failing to provide those documents within the scope of the act can lead to penalties. The other options don’t target this particular failure. Section 172 deals with providing information about the driver and incident, not the obligation to produce insurance proof; the general Section 170 reference without the specific subsection doesn’t pinpoint the precise offence; and the Insurance Act 2010 governs insurance contracts and regulation, not the roadside offence.